![]() If you do live in a high cost of living area, you may have to adjust other categories to make room for your housing budget, which would throw a lot of this budget off. Most of the categories look okay for this budget, but with housing at just $648.75 per month… It might not be possible to get that if you live in a high cost of living area like the pacific northwest, California, etc. Sample Budget Using US Median Income ($31,133)įor this example, we’re going to use the median income in the US from 2019, which was $31,133 ( US Census Bureau), and monthly this would be about $2595. Now let’s use the Dave Ramsey Budget Percentages to create a sample budget so you can see this budget in action, and so you can see if the Dave Ramsey Budget Percentages are actually realistic. Sample Budget Using Dave Ramsey’s Budget Percentages This is definitely a category you should be adjusting at some point in your financial journey.
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